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The Index

Guides & Commentary

How-to guides and market commentary — land tenders, launch reactions, macro shifts, and what they mean for your next move.

Income Ceiling Has Finally Been Raised: Learn How Many New Buyers Enter BTO, Resale And EC
25 Aug 2026Market Commentary
Income Ceiling Has Finally Been Raised: Learn How Many New Buyers Enter BTO, Resale And EC
Singapore's new income ceilings make 79,000 households eligible for BTO and resale grants and 70,000 for future ECs. The first test is the November 2026 exercise.
13 min
Jovell Vs Treasure: Same-Size 3-Bedders Now $320K Apart
14 Aug 2026Area Comparison
Jovell Vs Treasure: Same-Size 3-Bedders Now $320K Apart
Matched resale records show Treasure at Tampines $320,000 ahead of The Jovell on near-identical 3-bedders bought in 2019, with 91 Treasure resales setting a benchmark Jovell's 14 resales cannot match.
9 min
The 15-Month Wait-Out Period Is Gone With Immediate Effect — What Does It Mean For Your Next Move?
28 Jul 2026Market Commentary
The 15-Month Wait-Out Period Is Gone With Immediate Effect — What Does It Mean For Your Next Move?
Singapore removed the 15-month wait-out period on Jul 28, 2026, letting condo owners buy an HDB resale flat immediately.
11 min
An $11,700-A-Month Income Gets A $1.8M Condo Approved. Owning It Comfortably Takes $17,500
13 Jul 2026Market Commentary
An $11,700-A-Month Income Gets A $1.8M Condo Approved. Owning It Comfortably Takes $17,500
A $1.8M Singapore condo clears the bank's 55% TDSR test at $11,700 a month, but its $5,220 monthly bill takes about $17,500 of income to carry comfortably.
9 min
Same District, Different Markets: Clementi (D5) Ran 6% A Year, Pasir Panjang Around 2%
20 Jun 2026Market Commentary
Same District, Different Markets: Clementi (D5) Ran 6% A Year, Pasir Panjang Around 2%
Singapore's 2025 district profit rankings hide big gaps: River Valley carries a last-placed District 9, while a few launches do all the work in District 14.
11 min
Singapore's H2 2026 Land Sale Adds 4,745 Homes — Here Are The 6 Sites Worth Your Attention
7 Jun 2026Market Commentary
Singapore's H2 2026 Land Sale Adds 4,745 Homes — Here Are The 6 Sites Worth Your Attention
Singapore's H2 2026 GLS adds 4,745 homes across nine sites. We rank them by land size, name the six that clear it, and the Jurong East EC as the standout.
16 min
Where Is Singapore Property Headed After May 2026's EC Reset And Record Land Prices?
29 May 2026Market Commentary
Where Is Singapore Property Headed After May 2026's EC Reset And Record Land Prices?
May 2026 stacked four forces on Singapore property: EC cooling, $2,600-3,100 psf land reset, Gulf wealth flight, 70K-a-year immigration. Three buyer paths.
18 min
Errant Developers Now Risk A 5-Year GLS Ban That Also Catches Their Directors
24 May 2026Market Commentary
Errant Developers Now Risk A 5-Year GLS Ban That Also Catches Their Directors
Singapore's new circular bars errant developers from GLS for 5 years and adds a no-sale licence on future projects. Directors and shareholders are caught too.
12 min
1,739 HDB Flats Sold For Over $1 Million Last Year — But New BTO Buyers Can't Repeat It
22 May 2026Market Commentary
1,739 HDB Flats Sold For Over $1 Million Last Year — But New BTO Buyers Can't Repeat It
Most of last year's million-dollar HDB resales were 4-room flats in central towns. New BTO flats in those estates now carry a 10-year MOP and a clawback.
12 min
The Price Gap Between A 4-Room HDB And A 3-Bedroom Condo Doubled In 10 Years — $533K To $1.095M
14 May 2026Market Commentary
The Price Gap Between A 4-Room HDB And A 3-Bedroom Condo Doubled In 10 Years — $533K To $1.095M
Bishan, Queenstown, and Tampines all show the same widening: the price gap between a 4-room HDB and a 3-bedroom condo doubled to between $881K and $1.27M.
8 min
ECs Get A 10-Year MOP, Lose The DPS, And A 90% First-Timer Quota From Today
8 May 2026Market Commentary
ECs Get A 10-Year MOP, Lose The DPS, And A 90% First-Timer Quota From Today
MND doubled the EC MOP to 10 years, scrapped the DPS, and lifted the first-timer quota to 90% from May 8. Canberra Drive and Sembawang Drive feel it first.
21 min
The HDB MOP Wave Was Supposed To Drag Prices Down — But Six Forces Are Pushing 2026/2027 Up
29 Apr 2026Market Commentary
The HDB MOP Wave Was Supposed To Drag Prices Down — But Six Forces Are Pushing 2026/2027 Up
Loyang Valley closed $880M and Lentor Central GLS hit $1,278 psf ppr — six structural forces explain why 2026/2027 Singapore property prices keep rising.
13 min
1H2026 GLS: Why Resale Stalls as Launches Sell 90%
10 Apr 2026Market Commentary
1H2026 GLS: Why Resale Stalls as Launches Sell 90%
HH Investment hit a $1,820 psf ppr record at Bukit Timah Road. 1H2026 GLS offers 4,575 units across nine plots — plot-by-plot read and 2027 launch math.
23 min
HDB Resale: 8 in 10 Owners Could Walk Away With Zero Cash
1 Apr 2026Market Commentary
HDB Resale: 8 in 10 Owners Could Walk Away With Zero Cash
HDB Q1 2026 resale index fell 0.1% — first decline since 2019. The CPF refund cliff for 8 in 10 owners, BTO supply, and the 2013-2020 parallel explained.
17 min
QPE Framework: How We Review Singapore Condos
1 Apr 2026Market Commentary
QPE Framework: How We Review Singapore Condos
Our QPE framework breaks Singapore condo evaluation into three pillars — Quality, Price, Exit. This is the system behind every review on reviewhomes.sg.
23 min
Singapore Property: Lentor Land Up 39% in 11 Months
30 Mar 2026Market Commentary
Singapore Property: Lentor Land Up 39% in 11 Months
March 2026 Singapore property: Thomson View launch timeline, Lentor Central record $1,278 psf GLS, Marina Square 702-unit project, population impact on condo demand.
12 min